If you write a lot of R-, Stata-, Gams and/or LaTeX-files templates can make your life more relaxed. Emacs doesn’t have a template system (well there is auto-insert, but I did not find enough information on how to use if for templates). I used to have some templates in a directory and usually I would start with them (and forget that I should save it under another name…). The disadvantage is that you have to jump around in the file to fill out the information you want to have at the top of the file (like project name, topic, file